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Agreements, disclosures, and policies that govern the Upward platform and the products offered through our partners.

  • Terms of Service
  • Privacy Policy
  • USA PATRIOT Act
  • E-Sign Consent
  • User Agreement Card
  • Deposit Account Agreement
  • User Agreement CBaaS (Fee)
  • User Agreement CBaaS (No Fee)
  • Rewards Program

White-label card programs and credit-building products. Embedded finance, fully managed.

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Legal
  • USA PATRIOT Act
  • E-Sign Consent
  • User Agreement Card
  • Deposit Account Agreement
  • User Agreement CBaaS (Fee)
  • User Agreement CBaaS (No Fee)
  • Rewards Program

Upward is a financial technology company, not an FDIC-insured bank. Lines of credit and deposit products provided by Cross River Bank, Member FDIC. Deposit product is FDIC-insured up to $250,000 through Cross River Bank. Line of credit is not a deposit product.

© 2026 Upward Financial, Inc. Banking services provided by partner banks. Member FDIC.
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